A leading global reinsurance company, provides clients with a diverse range of innovative solutions to manage risk. With deep expertise and advanced financial capabilities, the company commits to rebuilding businesses and communities after risk events around the world.
Working within the Digital Underwriting Solutions team, you will be collaborating closely with underwriting, actuarial, claims, and other solution teams whilst contribute your expertise in delivering premium underwriting services. This position focuses on risk assessment and client relationship management within the dynamic Health and Life insurance sectors.
Key Responsibilities - Analyze underwriting data and work with local, regional, and global experts to evaluate, refine, and obtain approval for new underwriting solutions
- Conduct market and client gap analyses, identifying solutions and business opportunities, and translating them into underwriting solutions that drive profitable and sustainable growth
- Formulate and enforce underwriting policies and principles to ensure risk assumption is grounded in sound and profitable practices.
- Design and validate underwriting rules aligned with underwriting philosophy and Global Underwriting Manual, and embed solutions into client operational processes
- Stay abreast of insurance products, industry shifts, regulatory updates, and risk assessment principles in the market.
- Participate in client engagements to present underwriting solutions, address concerns, resolve issues, and negotiate optimal outcomes, while building strong relationships with underwriting, medical, and operations teams at client organizations
What we are looking for - 6 years or more in relevant insurance underwriting experience, with a preference for medical and other living benefit products expertise
- University degree or equivalent qualification.
- Proficiency in a wide range of life and health insurance products reflecting expertise.
- Good working knowledge on underwriting systems, including rule development and system testing
- Fluent command of English proficiency required, Cantonese and/or Mandarin would be advantageous.
- Demonstrated ability to contribute effectively within a high-performance team.
- Knowledge of emerging trends in Life & Health insurance.
